Análisis de XTB
Última Actualización: August 28, 2026
Senior Forex Analyst
Chief Editor
Características de XTB
¿Por Qué XTB Obtuvo 4.6/5?
XTB es uno de los mayores brokers de forex y CFDs cotizados en bolsa de Europa, fundado en 2002 en Polonia. Con más de 500,000 clientes y regulación por FCA, KNF y CySEC, XTB ofrece la galardonada plataforma xStation, cero comisiones en acciones reales y amplios recursos educativos.
XTB Ventajas
- Cotizado en bolsa y regulado por FCA, KNF, CySEC
- Plataforma xStation 5 galardonada
- 0% comisión en acciones reales (hasta 100,000€/mes)
- Más de 5,400 instrumentos
- Recursos educativos gratuitos
- Apertura de cuenta rápida
XTB Desventajas
- Comisión por inactividad después de 12 meses
- Oferta limitada de criptomonedas
- MT5 no disponible
Plataformas de Trading
XTB ofrece su galardonada plataforma propietaria xStation además de MT4.
xStation 5
Award-winning proprietary platform with modern design, advanced charting with over 30 indicators, one-click trading, customizable workspace, integrated news and analysis, and heatmap feature. Available on desktop, web, and mobile with full synchronization.
MetaTrader 4
Classic MT4 platform for traders who prefer familiar tools. Full EA support, custom indicators, and automated trading capabilities.
Costos y Comisiones
XTB ofrece precios transparentes y competitivos.
Forex Spreads
Spreads from 0.1 pips on major pairs. EUR/USD typically 0.9 pips. No commission on forex trades - spreads only pricing model.
| Instrument | Typical Spread |
|---|---|
| EUR/USD | 0.9 pips |
| GBP/USD | 1.2 pips |
| USD/JPY | 0.8 pips |
| Gold | 0.25 pips |
Stocks & ETFs
Zero commission on real stocks and ETFs up to €100k monthly turnover. After €100k, 0.2% commission applies (minimum €10). Access to over 3,500 stocks from 16 global exchanges.
Other Fees
No deposit or withdrawal fees. Inactivity fee of €10 per month after 12 months of inactivity. Overnight swap rates apply to CFD positions held overnight.
Tipos de Cuenta
XTB ofrece una oferta de cuenta unificada con varias opciones.
Standard Account
Zero minimum deposit. Access to all 6,000+ instruments. Full platform features. Leverage up to 1:30 for retail (EU), up to 1:500 for professional and international clients. No tiered account structure - all clients get the same competitive conditions.
Professional Account
Available for qualified traders meeting ESMA criteria. Higher leverage up to 1:200. Lower margin requirements. Must meet 2 of 3 criteria: €500k portfolio, 40+ significant trades quarterly, or professional experience in financial sector.
Mercados Negociables
XTB ofrece acceso a más de 5,400 instrumentos financieros.
Forex (57 pairs)
All major, minor, and exotic currency pairs with competitive spreads. High liquidity and fast execution with average order execution time under 50ms.
Stocks (3,500+ shares)
Real stocks from US, UK, German, French, Spanish, and other European exchanges. Zero commission up to €100k monthly. Fractional shares available.
ETFs (400+)
Wide range of ETFs covering indices, sectors, commodities, and bonds. Same zero-commission structure as stocks.
Indices (40+)
Major global indices including S&P 500, NASDAQ, FTSE 100, DAX 40, Nikkei 225. Cash and futures indices available.
Commodities
Gold, silver, oil, natural gas, and agricultural commodities. Competitive spreads and high leverage.
Cryptocurrencies (25+)
Bitcoin, Ethereum, Litecoin, Ripple, and more. Trade 24/7 with leverage up to 1:2.
Regulación y Seguridad
XTB cotiza en bolsa y está regulado por múltiples autoridades de primer nivel.
Regulatory Framework
XTB Limited regulated by FCA (UK, license 522157). X-Trade Brokers DM S.A. regulated by KNF (Poland). XTB Cyprus regulated by CySEC (Cyprus, license 169/12). XTB International regulated by IFSC (Belize). Publicly traded on Warsaw Stock Exchange.
Client Protection
Client funds segregated in top-tier banks. UK clients protected by FSCS up to £85,000. Cypriot clients protected by ICF up to €20,000. Negative balance protection for all retail clients. Regular financial audits and transparent reporting.
Educación e Investigación
XTB ofrece una de las plataformas educativas más completas de la industria.
Depósito y Retiro
Métodos de Depósito
Métodos de Retiro
Preguntas frecuentes
Compare XTB with Other Brokers
| Comparar | |||
|---|---|---|---|
| Calificación | 4.6/5 | 4.9/5 | 4.7/5 |
| Depósito Mín. | $100 | 250 | 100 |
| Regulaciones | FCA CySEC KNF | VFSC FSCA | FCA FSRA SCA |
| Plataformas | xStation 5 MT4 | Evest Platform MT5 | MT4 MT5 ADSS Platform |
| Spreads desde | 0.1 pips | 0.0 pips | 0.0 pips |
| Apalancamiento | 1:500 | 1:400 | 1:500 |
| Cuenta Demo | |||
| Cuenta Islámica | |||
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